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Medical Insurance

Health insurance is a good way to protect employees when they get sick or hurt. Our medical insurance plan called “Madison Blue” covers both in and out-patient treatments, and can take you to other medical centers if needed. Depending on the plan you choose, it can also cover treatments in other parts of the world, like Europe, Asia or South Africa.

Benefits for Medical Insurance

  • Inpatient Coverage:

    This includes expenses related to hospitalization, such as room charges, nursing fees, and the cost of medical procedures performed during a hospital stay.

  • Outpatient Coverage:

    Outpatient benefits cover medical services and treatments that do not require hospitalization. This may include doctor's visits, diagnostic tests, and prescription medications.

  • Optical Coverage:

    Vision-related expenses, such as eye examinations, prescription eyeglasses, contact lenses, and sometimes even surgical procedures like LASIK, may be covered.

  • Surgical Procedures:

    Coverage for various surgical procedures, whether they are performed on an inpatient or outpatient basis, is a common component of medical insurance. This includes both elective and necessary surgeries.

  • Emergency Medical Services:

    Medical insurance often covers emergency medical services, including ambulance transportation, emergency room visits, and associated medical treatments required in urgent situations.

  • Maternity Coverage:

    Some medical insurance plans provide coverage for maternity-related expenses, including prenatal care, childbirth, and postnatal care.

  • Chronic Condition Management:

    Coverage for the management of chronic conditions, such as ongoing treatments, medications, and specialized care for conditions like diabetes, hypertension, or asthma.

  • Preventive Care:

    Many medical insurance schemes include benefits for preventive care, encouraging policyholders to undergo regular health check-ups and screenings to detect potential health issues early.

  • Rehabilitation Services:

    Coverage for rehabilitation services, such as physical therapy, occupational therapy, and speech therapy, may be included for individuals recovering from accidents or surgeries.

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